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Create a Free Forum at Webs.com Create a Free Forum at Webs.com Should a Prospective Employer Be Able to Check Your Credit Score? A Personal Finance Blog for Regular commercial credit report Memphis Folks One of the issues that has received a lot of attention lately is that of employers checking the credit of job applicants. Supposedly, an employer can only look at your credit report and only a version commercial credit report Memphis that is meant for employers to see.  Employers are supposed to get your permission before checking your credit report, and they are expected to stay away from your credit score.  (There are some anecdotes involving employers who check credit scores, but credit bureaus claim they dont knowingly commercial credit report Memphis give scores out to employers.)  Many people are upset that employers are asking to see your credit report, while others contend that it is a necessity for some jobs.  What happens if employers start checking credit scores? While you can deny your permission for a potential employer to check your credit report, there are concerns that you might not get the job if an employer thinks you have something unsavory to hide.  Even so, when an employer has to look at an commercial credit report Memphis entire credit report, he or she must see the whole history commercial credit report Memphis and possibly even see a statement you might have included about commercial credit report Memphis mitigating circumstances related to negative items on your credit report. my free credit score If prospective employers were to look at your credit score, any nuance would be gone.  Suddenly, you could be dismissed from consideration for work in the same way that some lenders deny you a loan due to your credit score.  Some employers commercial credit report Memphis might still consider you, even with a less than perfect credit score, but your score could negatively influence an employers opinion of you. On the other hand, some contend that there are jobs where good credit is a commercial credit report Memphis must.  A credit score would help employers see, at a glance, who is most likely to fit the proper criteria.  Its much faster than going through an entire credit report; all it takes is a quick look.  Some of the jobs that might warrant a credit score check include: With a credit report check, employers can see what has happened for someone without an extensive credit history.  However, a credit score many not reflect the responsible habits of someone without much of a commercial credit report Memphis credit history.  This means that someone might be passed over just because they havent been using very much credit.  And, for someone who is scrupulously responsible with money, that can be quite unfair. Free updates! Do you like what you're reading? free credit reports government Then please consider commercial credit report Memphis leaving a comment below, subscribing to my RSS feed, or receiving FREE Newsletter updates! 22 comments read them below or add one Lack of credit may not be all that revealing when someone is just starting commercial credit report Memphis out in life but can commercial credit report Memphis say a lot about the level of responsibility and what that person might bring to an employer. The employer should be allowed to obtain credit and character references but should let the applicant know that checking credit will commercial credit report Memphis be a part of the process.

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Create a Free Forum at Webs.com Create a Free Forum at Webs.com Should a Prospective Employer Be Able to Check Your Credit Score? A Personal Finance Blog for Regular commercial credit report Memphis Folks One of the issues that has received a lot of attention lately is that of employers checking the credit of job applicants. Supposedly, an employer can only look at your credit report and only a version commercial credit report Memphis that is meant for employers to see.  Employers are supposed to get your permission before checking your credit report, and they are expected to stay away from your credit score.  (There are some anecdotes involving employers who check credit scores, but credit bureaus claim they dont knowingly commercial credit report Memphis give scores out to employers.)  Many people are upset that employers are asking to see your credit report, while others contend that it is a necessity for some jobs.  What happens if employers start checking credit scores? While you can deny your permission for a potential employer to check your credit report, there are concerns that you might not get the job if an employer thinks you have something unsavory to hide.  Even so, when an employer has to look at an commercial credit report Memphis entire credit report, he or she must see the whole history commercial credit report Memphis and possibly even see a statement you might have included about commercial credit report Memphis mitigating circumstances related to negative items on your credit report. If prospective employers were to look at your credit score, any nuance would be gone.  Suddenly, you could be dismissed from consideration for work in the same way that some lenders deny you a loan due to your credit score.  Some employers commercial credit report Memphis might still consider you, even with a less than perfect credit score, but your score could negatively influence an employers opinion of you. On the other hand, some contend that there are jobs where good credit is a commercial credit report Memphis must.  A credit score would help employers see, at a glance, who is most likely to fit the proper criteria.  Its much faster than going through an entire credit report; all it takes is a quick look.  Some of the jobs that might warrant a credit score check include: With a credit report check, employers can see what has happened for someone without an extensive credit history.  However, a credit score many not reflect the responsible habits of someone without much of a commercial credit report Memphis credit history.  This means that someone might be passed over just because they havent been using very much credit.  And, for someone who is scrupulously responsible with money, that can be quite unfair. Free updates! Do you like what you're reading? Then please consider commercial credit report Memphis leaving a comment below, subscribing to my RSS feed, or receiving FREE Newsletter updates! 22 comments read them below or add one Lack of credit may not be all that revealing when someone is just starting commercial credit report Memphis out in life but can commercial credit report Memphis say a lot about the level of responsibility and what that person might bring to an employer. The employer should be allowed to obtain credit and character references but should let the applicant know that checking credit will commercial credit report Memphis be a part of the process.